santaclaraLocated in Santa Clara County, California, the city of Santa Clara is situated 45 miles southeast of San Francisco. Part of Silicon Valley, Santa Clara is home to several high-tech companies as well as the San Francisco 49ers.

Santa Clara is bordered by the cites of  San Jose, Sunnyvale, and Cupertino. The city covers an area of 18.4 square miles with the following zip codes: 95050 – 95056 (zip code boundary map).

The center of the Silicon Valley, Santa Clara is in a strategic regional location convenient to freeways, airports, railroads, expressways, light rail and other public transportation.

City amenities include an award-winning Convention Center, Community Recreation Center, International Swim Center, Youth Activity Center, Senior Center, abundant retail shopping, restaurants, and medical facilities.

Santa Clare is home to Santa Clara University, California’s Great America Theme Park, George F. Haines International Swim Center, Triton Museum of Art, the 49ers Football Training Center and Levi’s Stadium to open sometime in 2014.


Like most of the San Francisco bay area, Santa Clara has a subtropical Mediterranean climate and gets around 14 inches of rain per year and no snowfall. The number of days with any measurable precipitation is 54. On average, there are 261 sunny days per year with July highs around 82 degrees and January lows around 39 degrees.


As of 2012, the population of Santa Clara is 116,468 with 6,327 people per square mile (population density). The median age is 34.2.  44.41% of people are married and 9.04% are divorced.  The average household size is 2.64 people. 39.08% of people are married with children and 8.84% have children, but are single.

Real Estate & Housing

santaclarahomesIf you are considering buying a home in Santa Clara and shopping for a mortgage, please visit Mortgage Capital Associates (MCA) and get pre-qualified online, or speak with one of our experienced Santa Clara Mortgage loan consultants at (800) 974-4434. Call us today!

The median home value in in the city is $563,400. The median age of Santa Clara real estate is 41 years. Renters make up 51.55% of the population and 4.71% of houses and apartments are unoccupied (vacancy rate). Owner-occupied housing units by value:

  • Less Than $20,000 0.09%
  • $20,000 to $39,999 0.28%
  • $40,000 to $59,999 0.38%
  • $60,000 to $79,999 0.37%
  • $80,000 to $99,999 0.18%
  • $100,000 to $149,999 0.64%
  • $150,000 to $199,999 1.15%
  • $200,000 to $299,999 6.28%
  • $300,000 to $399,999 13.02%
  • $400,000 to $499,999 21.23%
  • $500,000 to $749,999 39.43%
  • $750,000 to $999,999 11.41%
  • $1,000,000 or more 5.53%


santaclaraWith 19.3 square miles of tree-lined neighborhoods and thriving commercial/industrial centers, Santa Clara is an ideal location for new, relocating, or expanding businesses. The unemployment rate in Santa Clara, is 9.10%, with job growth of 1.75%. Future job growth over the next ten years is predicted to be 34.40%. The city sales tax rate is 8.25% and income tax is 4.00%. The income per capita is $37,201, which includes all adults and children. The median household income is $81,664.

The following companies are headquartered in Santa Clara:  Affymetrix, Agilent Technologies, Applied Materials, Atheros, Extreme Networks, Intel, Intevac, McAfee, National Semiconductor, Nvidia, OmniVision Technologies, Palo Alto Networks, PMC-Sierra, Rovi, Synaptics, Marvell Technology Group and Trident Microsystems.

Top private employers in the city include:

  • Applied Materials 8,500
  • Intel 7,001
  • Texas Instruments 3,500
  • California’s Great America 2,500
  • EMC Corporation 1,338
  • Santa Clara University 1,200
  • Macy’s 1,200
  • Agilent 1,000

Estimated households by household income:

  • Income Less Than 15K  6.44%
  • Income between 15K and 25K  5.03%
  • Income between 25K and 35K  6.05%
  • Income between 35K and 50K  10.26%
  • Income between 50K and 75K  17.84%
  • Income between 75K and 100K  16.22%
  • Income between 100K and 150K  20.81%
  • Income between 150K and 250K  12.80%
  • Income between 250K and 500K  4.19%
  • Income greater than 500K  0.36%

Schools & Education

The city is served by the Santa Clara Unified School District and is home to nineteen K-8, elementary, and high schools. Schools spend $5,247 per student. There are 22 pupils per teacher, 2,177 students per librarian, and 715 children per counselor.

Things to Do in the Area

Area Hospitals


The average one-way commute in Santa ClaraThe average one-way commute in Santa Clara, CA, takes 24 minutes. 78% of commuters drive their own car alone. 9% carpool with others. 3% take mass transit and 3% work from home.

The 3 nearest major airports to Santa Clara include: San Jose International Airport, San Francisco International Airport, and Oakland International Airport.

Get Prequalified Today!

Estimate how much you can manage. Being prepared is one of the smartest things you can do to help the home buying process run smoothly.


Why should you work with MCA?

Mortgage Capital Associates has been in the mortgage loan business since 1982 serving customers in 31 states and our mission has been to fulfill the home buyer’s dreams of ownership. MCA has over 25 years of customer satisfaction and our integrity is reflected in our “A” rating with the Better Business Bureau.

Need expert advice on a new loan?

  • Call us at 800-974-4434 and speak with one of our experienced Mortgage Loan Consultants.
  • Engage in a Live Online Chat with one of our mortgage bankers online.
  • Complete our Free Quote form if you already know what you want.
  • Complete our Online Loan Application and receive quick pre-approval!